余岛记账

余岛记账

Survival/Social/Enjoyment/Growth-oriented Bookkeeping

Creator
鲁扬 王

Yudao is a personal accounting and budgeting tool built on iOS 18. It requires no registration and does not connect to banks, ensuring data privacy. You can set budgets by week, month, or pay date, while the home screen clearly displays “Today’s Spending Allowance.” Transactions are visualized as categorized icons for easy review. Key features include income and expense tracking, retroactive logging of fixed expenses, calendar-based reviews, and goal management for wish savings. It also supports recording pending purchases to help reflect on spending habits. The app offers multiple free desktop widgets, with premium members unlocking additional animal companions and iCloud sync. All data is stored locally and can be exported in JSON or CSV format for backup. Yudao does not hold funds or execute transfers.

COMMUNITY PERKSMergeek 社区专属福利
独家限免 NEW每天发现一份惊喜
PRODUCT SCREENS / 5

点击查看界面细节

余岛记账 产品截图 1余岛记账 产品截图 2余岛记账 产品截图 3余岛记账 产品截图 4余岛记账 产品截图 5

How much can you spend today? Yudao turns your daily budget into a tangible, everyday companion, making bookkeeping lighter and more supportive.

**New 10 Desktop Widgets**
Follow your chosen animal companions. The Quick Bookkeeping and One-Entry widgets are free; the Data Display widget is a premium feature.

**See Today’s Budget**
Set monthly or weekly budgets, or start from payday. Yudao allocates daily limits based on cycle days, displaying "Spent Today" directly on the home page. Recorded expenses appear as categorized icons—tap to view details.

**Record Every Detail Clearly**
Log income and expenses with categories, dates, notes, and feelings. Supports editing, deleting, copying, searching, and filtering. Fixed expenses (rent, subscriptions) prompt reminders for back-entry upon next app launch after their due date.

**Review Your Financial Rhythm**
Check daily budget balances in the calendar. Review income/expense trends, category breakdowns, and balance changes over weeks, months, or years. Completed budget days are included in reviews; today’s remains active.

**Make Room for Small Wishes**
Create wish lists, select current goals, or track flexible savings. Monitor progress against targets; log deposited/withdrawn amounts. Receive suggestions for savings based on net surplus from current/past cycles. Celebrate achievements with your companion.

**Note Unmade Purchases**
Track items not bought to reflect on decisions. These entries do not affect budget balances or savings totals.

**Free & Premium Features**
Coin Cat, bookkeeping, budgeting, savings goals, and charts are free. Premium unlocks Dot Dog, Dango Hamster, Xiao Ye Rabbit, corresponding expense icons, and optional iCloud sync.

**Your Data Stays Yours**
No registration required. No bank connections. No ads or analytics tracking. Export full JSON backups for recovery or CSV for analysis. iCloud sync requires premium activation via your Apple ID; it does not replace manual backups.

**Before Use**
Yu…

版本

1.6.0

• 冰冰企鹅、绒绒羊驼、竹竹熊猫来了!带着各自的主题风景,陪你记录日常。
• 每月花费看得更清楚:按分类查看饼图、柱状图和每日支出趋势,还能继续查看对应账目。
• 固定支出支持每天重复,可设置结束日期,也能随时暂停和恢复。
• 计划有变时,可以取消尚未使用的专项安排,历史记录继续保留。
• 新增护肤、首饰、服饰等分类插画,优化分类选择和记账操作。账目积累后使用更流畅,已有数据完整保留。

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